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NEWSLETTER CONTENT

RATING CHANGES

Each month the newsletter reports recent credit rating changes by Moody's and Standard & Poor's. Rating changes are the most important indicator of a fixed income securities' risk and likely performance over the coming months. Rating changes for bonds and preferred are reported on monthly and members can access the rating for any security that is on our current recommended list.

Q. WHAT HAPPENED TO THE SECURITIES IN LAST YEAR'S MODEL PORTFOLIOS?

A. They are still active recommendations. Many of them can still be seen in the pricing pages of the newsletter and all are visible on the web site. We put together new Models every January to accommodate new investors or those with new funds.